AAOL Articles

Owning rental property comes with significant risks—natural disasters, tenant injuries, lawsuits, lost income, and property damage can all threaten your investment. That’s why having the right insurance isn’t just smart—it’s essential. But landlord insurance isn’t one-size-fits-all. From basic property coverage to specialized policies for loss of rent, liability, legal expenses, and more, the insurance landscape is complex and varies by state, property type, and landlord needs. This … [Read more...] about What Type of Insurance Do Landlords Need? An Intricate Guide for Rental Property Owners

Background:In 2021, Marcus T., a high school teacher from Albany, New York, decided to invest his savings in a small, 12-unit apartment building in nearby Schenectady. The property was priced below market value, but for good reason: it had a reputation for late rent, vandalism, and constant tenant disputes. The previous owner warned Marcus that “the building eats landlords alive.” Marcus wasn’t deterred. He saw potential in the neighborhood and believed that with the right approach, he could … [Read more...] about Landlord Success Story of the Week: Turning Around a Troubled Building in Upstate New York

This week’s overlooked mistake: failing to keep detailed, written records of every rent and fee payment—no matter how it’s paid. Many landlords trust bank statements, casual texts, or memory, especially for cash or app-based payments. But without organized written records, you’re at risk for security deposit disputes, missed payments, tax problems, and court losses. Here’s why this mistake matters, and how to fix it. Why Payment Records Matter Without a clear, written record of every … [Read more...] about Landlord Mistake of the Week: Not Keeping Written Records of Tenant Payments | AAOL

Landlord-tenant relationships can become complicated, especially when property conditions, legal compliance, or fair treatment are in question. Tenants have several avenues for reporting landlords who fail to meet their legal duties. Understanding these channels not only helps tenants protect their rights, but also helps landlords stay compliant and avoid costly disputes. This in-depth guide breaks down where tenants can file complaints, what each authority handles, and how landlords can … [Read more...] about Who Can Tenants Report Landlords To? A Comprehensive Guide for Landlords

One of the most serious mistakes a landlord can make is locking out a tenant without a court order. This action—often called a “self-help” or “illegal eviction”—is not only risky, it’s almost always against the law. Many landlords believe that if a tenant fails to pay rent or breaks the lease, they can simply change the locks or remove the tenant’s belongings. But in nearly every state, the law is clear: tenants can call the police, and the landlord could face fines, lawsuits, or even criminal … [Read more...] about Can Tenants Call the Police If Their Landlord Locked Them Out? A Comprehensive Guide for Landlords

Pest control is a common source of landlord-tenant disputes in Florida. The answer to “Are landlords responsible for pest control?” depends on state law, lease terms, the type of pest, and the cause of the infestation. Many landlords assume they can shift all responsibility to tenants, while tenants often believe it’s always the landlord’s job. The truth is more nuanced. Florida law, specifically Chapter 83 of the Florida Statutes, requires landlords to maintain rental units in a condition … [Read more...] about Are Landlords Responsible for Pest Control in Florida? A Comprehensive Legal Guide for Landlords